Tips To Remember When You Receive The Card - Sign in the signature panel on your credit card(s) as soon as you receive it.
- Never carry your PIN (personal identification number) on your person. Memorize it and discard the PIN mailer soon after.
- If you have multiple credit cards, always use different PINs. Do not use a common PIN for all your cards.
Top Tips To Remember When Using Your Credit Card For Shopping
- Make sure that your credit card is returned to you after completing a purchase and be sure that the card that has been returned is your own.
- After a purchase, always take your charge slips with you and tear up any carbon copies.
- Check receipts against your monthly billing statements to verify your card transactions. Report any unauthorized transaction(s) immediately.
- Check your charge slips against your monthly account statements to verify your card transactions.
- Once you have reconciled your account statements, tear up all charge slips and discard them.
- If your credit card has a photo card option, use it. Convert your card to the photo card.
- Never leave your purse or wallet unattended. Always keep your cards out of others’ sight.
- Keep a list of all your card numbers and make sure they're in a secure place.
- Never decline a pre-approved credit card. If you are not going to use it, inform the issuing bank; and always cut across the magnetic strip of the card before discarding it.
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